A structured, 7-day review of how your finances are working — delivered in writing, not over a sales call.
Trust is not built on bold claims; it is built on documented reality. Securely link a few accounts and, within days, we deliver a clear, written picture of where your money is working — and where it isn't.
Delivery Window
7 Days
Four Reports
GPA · RLA · TAP · GAP
Cost
Complimentary
Why we built this
What most firms offer
A sales pitch.
Thirty minutes of rapport, a generic recommendation, and a closing ask. The “advice” is optimized for conversion, not for you. The conclusions were largely pre-written before the call.
What we offer
A diagnostic.
A structured analysis of how your finances are actually working — allocation, costs, tax alignment, and the risk of reacting at the wrong moment — delivered as a written report. You read the findings. Then you decide whether a conversation is right for you.
“Most wealth is not lost because markets fail. It is lost because people react, chase, and complicate. The first step to fixing that is seeing it clearly.”
Grounded Wealth™ — Fiduciary Principles
What you receive
Every Grounded Advantage Report contains the same four deliverables. Professional rigor, personal scope, written in plain language.
Report 01
GPA
A 0–100 score of how your finances are built.
A single score grading your allocation, costs, tax alignment, and behavioral risk. Built from the same four pillars institutional teams use — adapted for personal finances, not portfolios on a trading desk.
From a recent report
Sample: 72 / 100
Allocation strong, tax drag material, behavioral risk elevated.
Report 02
RLA
Every dollar your structure is quietly losing.
A conservative, documented range of your current fee inefficiencies and tax drag. We do not estimate from averages. We trace actual holdings, actual expense ratios, and actual realized gains against what a tax-aligned structure would have delivered.
From a recent report
Sample: 0.84% – 1.12% annually
Approx. $42,000–$56,000 per year on a $5M portfolio.
Report 03
TAP
A clean visual map of your tax picture.
Your capital gain exposure, where you sit in your tax bracket, and the specific opportunities open to you this year. Direct indexing, assets sitting in the wrong account types, and the room you have left inside your bracket — in one view.
From a recent report
Sample: 4 bracket-shift opportunities
2 Roth conversion windows · 2 harvest lots flagged.
Report 04
GAP
Your current practice, beside an ideal one.
A concise one- to two-page report comparing your current financial practice to a best-practice model — across allocation, cost, tax, and coordination. We surface the gaps plainly, then prioritize the next best actions. Not a forty-page plan. Not a generic checklist. Enough to act on immediately.
From a recent report
Sample: 1–2 page report
Current vs. ideal across 4 dimensions · 3 prioritized next actions.
How it works
You complete a short intake. We reply within one business day with a secure, read-only link to connect the accounts relevant to the review — brokerage, retirement, and bank. Read-only means we can see your positions and activity; we cannot place trades or move money.
Bank-grade encryption · SOC 2 certified · read-only access
A Grounded analyst — not an algorithm — builds your report. We run your portfolio against our GPA framework, document every return leak we find, map out your tax picture, and compare what you have today to a best-practice version of it. No AI summaries, no boilerplate.
Every report is personally reviewed by a CFP® or CFA
The full written report arrives in your inbox as a PDF, plus a 30-minute optional walkthrough call if you want one. No pitch. No assumed next step. The document is yours, whether you engage us or not.
Walkthrough is optional · no sales pitch
Request your report
The details below help our analyst scope the review correctly. Nothing here is used to qualify you for a sales call.
The fiduciary promise
The diagnostic model only works if the underlying firm is structurally aligned with you. Here is how ours is.
We are legally bound to act in your interest. No commissions, no product kickbacks, no conflicts baked into the report.
Account links are read-only via bank-grade aggregators. We can see positions and activity. We cannot place trades or move funds.
Every finding is documented in the PDF report. Not spoken on a call, not subject to interpretation, not conditional on engagement.
The report is yours to keep, share with your current advisor, or act on independently. There is no obligation to engage Grounded after review.
Grounded Wealth™ is a fee-only registered investment advisor. Our Form ADV Part 2A and Form CRS are available on request or at the link.
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