Legal & Compliance

Grounded Wealth, LLC ("Grounded Wealth," "we," "us," or "our") is a Registered Investment Adviser under applicable federal and state securities laws. Our registration as an investment adviser does not imply a certain level of skill or training. Additional information about the firm is publicly available through the SEC's Investment Adviser Public Disclosure website at adviserinfo.sec.gov.

Investment adviser

Grounded Wealth, LLC

Firm CRD #

314801

Registration

State of Minnesota

Principal office

2435 Comstock Ln N, Plymouth, MN 55447

Effective date

July 6, 2026

The firm does not act as a broker-dealer, does not accept commissions, and is compensated only by fees disclosed in Form ADV Part 2A and in written client agreements.

Form ADV Part 2A is the official disclosure document required of every Registered Investment Adviser. The full filing covers our advisory services, fee structure, conflicts of interest, disciplinary history, and other items prescribed by the SEC.

Information we collect

• Contact information you provide through forms on this site (name, email, optional phone).
• Information required to onboard you as a client, including government identification, financial account information, and tax documents, collected under written engagement.
• Technical information automatically collected by our hosting provider and analytics tools, including IP address, device type, browser, referrer, and pages visited.

How we use it

• To respond to inquiries and schedule conversations you request.
• To provide advisory services under a written agreement.
• To meet regulatory, legal, and audit obligations.
• To improve the content and performance of this website.

What we do not do

• We do not sell, rent, or trade your personal information.
• We do not share your information with third parties for their marketing purposes.
• We do not use your data to train public AI models.

Identity verification and payments

Where identity verification is required, we use Stripe Identity. The process may involve government-issued identification and biometric comparison technology, processed by Stripe under its own terms and privacy policy. Payment card data is processed directly by Stripe in accordance with PCI DSS standards and is not stored on our systems. AUM-based advisory fees, where applicable, are debited directly from your custodial account under your written authorization rather than collected through this site.

We share information only with service providers engaged to support operations (e.g., qualified custodians, planning platforms, identity-verification and payment processors, email and analytics vendors) under written agreements that restrict their use of the data, or when required by law. For California residents (CCPA/CPRA) and EU residents (GDPR), additional rights apply on request: access, correction, deletion, portability, and opt-out of certain processing. To exercise these rights, contact privacy@groundedwealth.com.

Regulation S-P, retention, and minors

As a Registered Investment Adviser, Grounded Wealth is subject to SEC Regulation S-P; we deliver this Policy at engagement and annually thereafter, and do not share nonpublic personal financial information with unaffiliated third parties except as permitted by law. Grounded Wealth retains client records for a minimum of five years as required by SEC rules. Our services are not directed to individuals under 18.

Material changes

Material changes to this Policy will be communicated at least 30 days before they take effect. Continued use of the services after the effective date constitutes acceptance.

Cookies are small text files stored on your device that help a website remember information between visits. We use cookies and similar technologies only for the purposes listed below.

• Strictly necessary cookies required to load and secure the site.
• Preference cookies that remember your consent choices.
• Aggregate, privacy-respecting analytics that help us understand which content is useful. We do not use behavioral advertising cookies.

You can control cookies through your browser settings and through any cookie-consent interface we provide. Disabling strictly-necessary cookies may degrade site functionality.

By accessing mygroundedwealth.com and its subpages (the "Site"), and by using any associated services (collectively, the "Services") operated by Grounded Wealth, LLC, you agree to these Terms of Use. If you do not agree, please do not use the Services. You represent that you are at least 18 years of age and have legal capacity to enter into these Terms.

Informational only — no advisory relationship from Site use

All content on the Site is provided for informational, educational, and planning purposes only. Nothing here is intended as, and nothing should be construed as, personalized investment, tax, accounting, or legal advice, or a recommendation to buy or sell any security. Use of the Site does not create an investment advisory relationship. An advisory relationship with Grounded Wealth, LLC is established only through a written Investment Advisory Agreement executed by both parties.

No performance guarantees

Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. Hypothetical or illustrative figures presented on the Site assume specific inputs, are not projections, and will differ materially from actual client experiences.

Identity verification and payments

To access certain services, you may be required to complete identity verification through Stripe Identity, our third-party identity-verification provider. Payment processing is handled by Stripe under PCI DSS standards. AUM-based advisory fees, where applicable, are debited directly from your custodial account under your written authorization. By proceeding with identity verification or payment, you agree to Stripe’s terms and privacy policy in addition to these Terms.

Permitted use

You may use the Services only for lawful purposes. You agree not to attempt unauthorized access to any portion of the Services or related systems, use automated means to monitor or copy content without written consent, reverse-engineer any software component, impersonate any person or entity, or transmit harmful or infringing material.

Intellectual property

All content on the Services, including text, graphics, logos, and the marks Grounded Wealth™, Financial Practice™, Personal Financial Practice™, Professional Financial Practice™, Life Dividends™, Grounded Flow™, Practice Solutions™, and Practice Domains™, is the property of Grounded Wealth, LLC or its licensors and is protected by applicable law. We grant you a limited, non-exclusive, non-transferable, revocable license to use the Services for personal, non-commercial purposes; this license does not include any right to reproduce, distribute, modify, or create derivative works from our proprietary content, methodology, or systems.

Third-party links

The Site may contain links to third-party sites. We do not control and are not responsible for the content of those sites.

Limitation of liability

To the maximum extent permitted by law, Grounded Wealth, LLC disclaims all warranties, express or implied, and shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Services.

Governing law and dispute resolution

These Terms are governed by the laws of the State of Minnesota, without regard to conflict-of-law principles. Disputes arising from the Services shall be resolved by binding arbitration in Minneapolis, Minnesota under the rules of the American Arbitration Association, except that either party may seek injunctive relief in court to prevent irreparable harm. This arbitration provision does not apply to claims under applicable securities laws.

Modifications

We may modify these Terms at any time. Material changes will be communicated at least 30 days before they take effect. Provisions that by their nature survive termination — including intellectual property, disclaimers, indemnification, and limitation of liability — survive any termination of your access to the Services.