The Enough Number: Finding Your Target
How to calculate the number that defines financial independence for your household.
Long-form thinking on investing, tax, estate, and the philosophy of a grounded life. Written for the long game. Reviewed for clarity.
Editor's Note
Most financial content is written to close a sale. Ours is written to open a question.
What we publish here is the same thinking we bring to every client conversation — the frameworks, the trade-offs, the quiet disagreements with the industry's defaults. No hot takes. No market calls. Just the kind of writing we'd want to read before trusting someone with our own family's money.
Nick Tilli, Founder
In Development
A preview of the first essays in the queue. When they publish, subscribers get them first.
How to calculate the number that defines financial independence for your household.
Our criteria for building portfolios that serve your practice, not the other way around.
How we systematically capture tax losses to improve your after-tax returns.
Coordinating trusts, beneficiaries, and legacy across a complex household.
How a grounded approach helps you stay focused when markets get turbulent.
Read by Topic
First principles that shape every decision.
Long-game frameworks, not market calls.
After-tax outcomes, quietly compounded.
Legacy that outlasts the balance sheet.
From the Book
Every article lives inside one of the four paths from the book. Start where your practice is today. Follow the thread from there.
The patient path.
How the steady investor builds wealth by time, temperament, and the arithmetic of compounding.
The bookThe disciplined sprint.
Concentrated effort, tax-aware execution, and strategies for wealth built through high-income seasons.
The bookThe owner’s leverage.
Wealth through ownership — of businesses, real estate, and the cash flows others pay to access.
The bookThe legacy layer.
The structures and habits that turn a balance sheet into a family practice that lasts generations.
The bookNew essays, quietly. Delivered when we have something worth your time \u2014 never more than once a week. Subscribers get every piece first.
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Beyond the Page
Reading is the beginning. Building a practice is the work.